What’s behind 2022’s wild ride?
*This content is brought to you by Brenthurst Wealth By Mags Heystek* Mags Heystek If you’re still holding onto your hat despite the wild ride that global markets have presented in 2022, then you might want to take a moment to pat yourself on the back. Staying...
Foreign investors are heading for the hills – Magnus Heystek
Magnus Heystek argues that investment returns on the JSE versus foreign equities, when measured over periods from 10 years down to 2 years, have been abysmal, hardly beating cash or even inflation. He says the reality and the longer term return comparisons do not...
How I stomach market corrections…
*This content is brought to you by Brenthurst Wealth By Suzean Haumann* I work alongside a force in the wealth management industry, someone I look up to and turn to for advice and guidance, Magnus Heystek. He recently tweeted that he has experienced several market...
50 Shades of Grey (listing)
South Africa’s inability to effectively prosecute guilty parties for various financial crimes, is one of the biggest reasons for the possible grey listing. By Ruan Breed - Brenthurst Wealth South Africa is known for being at the top of all the wrong lists and looks...
The Conduct of Financial Institutions Bill (COFI) – A New Dawn is Approaching
*This content is brought to you by Brenthurst Wealth By Iniel van Zyl* The financial services industry in South Africa has seen significant changes to legislation and regulation over the last decade and beyond. An increase in local and global corporate scandals...
Rare opportunity to smash inflation with yield
*This content is brought to you by Brenthurst Wealth By Brian Butchart* In investing, there are two types of risk: Loss of invested money Loss of purchasing power (or inflation) Investors who are looking for good interest/yield on their investments, usually have the...
Don’t believe the ‘buy the dip’ myth
*This content is brought to you by Brenthurst Wealth By Gustav Reinach and Ruan Breed* ‘Buy the dip’ is a phrase you’ve probably heard quite a lot this year as market pundits have been trying to call the bottom of the market. The theory is solid: get into the market...
A Will is the key that secures your family’s future
*This content is brought to you by Brenthurst Wealth By Malissa Anthony* Malissa Anthony Something that South Africans take for granted is that we have the right to choose who inherits our fortune when we die. This so-called ‘freedom of testation’ is, oddly, not a...
Divorce and retirement savings…
Getting married requires careful consideration of joint finances and is best navigated with the guidance of a financial planning professional. Although nobody gets married planning to get divorced, this life event requires equally careful navigation, also best...
Ask no more: key investment terms explained
*This content is brought to you by Brenthurst Wealth By Maria Smit* Maria Smit While many of us dream of becoming an investment whiz able to read the markets and pounce on winning ideas all the time, that is far from reality. The truth is that unless you can dedicate...
Income funds offer pensioners a welcome breather
*This content is brought to you by Brenthurst Wealth By Sonia du Plessis* Sonia du Plessis With investors having to stomach highly volatile markets over the past few years, it’s easy to imagine that pensioners have nowhere to hide from value destruction. This isn’t...
Avoid these 4 common retirement risks
*This content is brought to you by Brenthurst Wealth By Tanita Conradie* Tanita Conradie The extreme market volatility and uncertainty of the past two years have been a rude wake-up call for investors who had been feeling secure in their retirement plans. The market...
The big retirement question: life or living annuity?
A hybrid annuity provides a flexible set of options to balance between self-insuring and being insured for retirement. By Suzean Haumann - Brenthurst Wealth For many this debate has been ongoing – should an investor opt for a life or living annuity in retirement?...
Scamsters: Investors and FSPs beware!
*This content is brought to you by Brenthurst Wealth By Brian Butchart* Brian Butchart Fear, panic and greed are key emotions that criminals prey on when dreaming up financial schemes to rob unsuspecting victims. The past few years have been prime picking time as...
Financial advisors vs Robo-advisory: an all or nothing approach?
Is the value add of a human financial advisor irreplaceable, or can it be optimised with the help of Robo-advisory? By Rozanne Heystek-Potgieter - Brenthurst Wealth This is not the first article comparing a Robo-advisory service to the human element of a financial...
Women’s financial needs are unique and require a different approach
*This content is brought to you by Brenthurst Wealth By Leslie Greyling* Leslie Greyling Although there are still some women who prefer to leave household financial and investment decisions to a partner or spouse, we have seen some change in recent years....
The bottom of the markets: Are we there yet?
We are closer to being at the bottom of the market than we were last year this time. By Ruan Breed - Brenthurst Wealth Instant gratification. Something that most of us simply cannot live without. This trait surfaces in a lot of areas in our lives. Whether it be in...
Investment lessons from the pandemic
*This content is brought to you by Brenthurst Wealth By Charize Beukes* Charize Beukes The past two-and-a-half years have seen South African households suffer financial pain and economic upheaval that will be remembered for decades to come. It is easy to forget the...
Relationships the differentiator in wealth management
*This content is brought to you by Brenthurst Wealth By Magnus Heystek* Magnus Heystek I founded Brenthurst Wealth in 2004 with co-founders Sue Heystek and Brian Butchart, with the goal to establish Brenthurst Wealth as the best possible advisory business in SA. It...
Offshore investments with minimal volatility: Have your bread buttered on both sides
*This content is brought to you by Brenthurst Wealth By Ruan Breed* Ruan Breed During the last 6 – 8 months, market volatility was at the order of the day. More so for clients who had investment portfolios with strong offshore exposure. This is nothing out of the...
How to set employees up for a successful retirement
*This content is brought to you by Brenthurst Wealth By Christoff Potgieter* Christoff Potgieter It is a well-known fact that most South Africans will not have enough, or very little money saved for retirement. Forward-thinking employers, especially small to medium...
Magnus Heystek – Rand’s collapse is rewarding smart money that listened, punishing amateurs who didn’t – and may not be over
Independent financial advisor Magnus Heystek, a long-time advocate of offshore investing, is back in top form after his clients’ portfolios have rocketed over the past few weeks, as the South African rand fell sharply. In this podcasted interview with Alec Hogg of...
Global grey list threatens SA investors
By Yolande Butchart* Yolande Butchart South Africa’s much-vaunted financial systems face an existential threat that could further derail the country’s economy. A global anti-money laundering body has placed the country on notice that unless certain changes are made,...
3 paths to boosting pension contributions
*This content is brought to you by Brenthurst Wealth If you’re nearing retirement age, it’s only natural to be scrutinising your pension savings to be sure you’re on track to meet your savings target. For many households this is also a time when long-standing...
Listed property being crushed by ANC policies (and a small virus) – Magnus Heystek
When we were growing up my father put all eight of his children through university or technikon by investing in property, using his hard-won trading store profits to give us a kickstart in life. So much has changed, most of all property price appreciation. Here Magnus...
Why financial planning for women is a top priority
*This content is brought to you by Brenthurst Wealth By Maria Smit* Maria Smit Without making any bones about it, financial planning for women is a subject that is more complex and nuanced than many give it credit. Your circumstances, often as a mother, a breadwinner,...
Retiring during a volatile market
*This content is brought to you by Brenthurst Wealth By Leslie Greyling* If you are close to retirement age, or a new retiree, the current downturn in markets is likely raising many concerns. The first half of 2022 has been a volatile time for most investors, and...
Every life stage demands a different approach to investing
*This content is brought to you by Brenthurst Wealth By Suzean Haumann* Saving for retirement is a key focus of astute investors and it remains an important goal considering the expected longer lifespans and how long invested funds need to cover retirement expenses....
Living annuities vs life annuities: The basics
It’s important to be informed of your different options at retirement. By Rocco Van Zyl - Brenthurst Wealth Reaching retirement can be a bit of a daunting experience, especially if you aren’t fully informed of your different options at retirement, as well as their...
Thinking of selling in May and going away?
*This content is brought to you by Brenthurst Wealth By Mags Heystek* How should investors be responding in 2022 to the old investment adage: it’s best to ‘sell in May and go away’? This belief is based on stock market returns in the six months from May to October...
